General Conditions

01-Solid credit history

A positive credit history, with a history of timely and complete repayment of previous debts, is often essential to obtain credit.
02-Stable and sufficient income

We require that you demonstrate a regular and sufficient source of income to repay the loan, usually verified through pay stubs or other financial documents.
03-Repayment capacity

We assess your ability to repay the loan based on your disposable income after paying all your monthly expenses, including other debts.
04-Specific conditions of Finance Credit Services FCS

Finance Credit Services FCS has its own specific criteria and requirements depending on the type of credit requested, the purpose of the loan, and our lending company's internal policies.
05-Guarantees or Mortgage

In some cases, collateral such as assets or property may be required to secure the loan and provide additional insurance in the event of default.

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